To learn more about the program or apply for consideration, call 1-800-422-4828 or use their online search tool to find a local office.The HUD Home Store sells one to four unit residential properties that have been foreclosed.
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The most appealing feature is the ability to forgo making a down payment.
To learn more about the program or see if you pre-qualify, visit the USDA website.
Fannie Mae offers residential properties for sale through its Home Path Properties program.
The homes are available at rock bottom prices as they are foreclosures, and some are eligible for Home Path Financing that offers flexible mortgage terms and the option to make a low down payment.
Because they envision a "world where everyone has a decent place to live," this organization gives those with restricted income the opportunity to apply for an affordable Habitat for Humanity home.
To qualify for consideration, applicants must: If approved, you will have to attend courses on home ownership, contribute a reasonable down payment, make timely monthly payments and assist in the construction process of new Habitat homes, including your own.
HUD homes appeal to those with low-to-moderate incomes because the selling price accurately reflects the worth based on the HUD appraisal.
In addition, HUD will pay closing costs if requested by the buyer.
These programs may come in the form of down payment assistance, grants, or educational programs.